Investment Advisory
Heading Our Research and Conviction. Your Decision, Every Time.
Some clients have no wish to delegate their investment decisions — they want the analysis, the access, and a specialist who will argue the case with them, then make the call themselves. An advisory mandate gives you our research, our asset allocation views, and direct conversation with the people who form them, while authority over your portfolio stays entirely with you.
What's Included
Advisory Mandate
A defined framework of guidelines you set, within which we bring recommendations and you retain every decision.
Investment Recommendations
Specific, timely proposals with the reasoning set out — including what would have to be true for us to change our minds.
Research Access
Our monthly equity and fixed income publications, thematic work, and recommended lists across Swiss, European, and US markets.
Asset Allocation Guidance
Our house view on positioning across asset classes, regions, and sectors, applied to your portfolio rather than delivered in the abstract.
Portfolio Review & Risk Analysis
Periodic assessment of concentration, exposure, and risk, including positions you hold elsewhere.
Market Access & Execution
Access to traditional and alternative instruments, including opportunities not available through a custody account alone, with execution when you decide to act.
Service Benefits
Advice You Can Interrogate
A recommendation is only useful if you can test it. Our advisory clients speak directly to the specialists covering each asset class and ask why — why this position, why now, what happens if the thesis is wrong. We would rather be questioned than deferred to, and the relationships that work best are the ones where clients push back. Because we manufacture no products, there is never an answer we are reluctant to give.
Benefits
- Final authority stays with you on every decision
- Direct access to the specialists behind each recommendation
- Guidelines you set and can revise at any time
- Access to instruments a custody account cannot reach
- No proprietary products shaping what you are shown
- Retrocessions rebated, with all costs disclosed
How We Work
A Structured Approach to Professional Bookkeeping
Step 01
Understanding Your Position
We build a full picture of your objectives, your family circumstances, and what you intend your wealth to do — including the changes you can anticipate and the ones you cannot.
Step 02
Setting the Guidelines
You define the boundaries: asset classes, concentration limits, currencies, and anything you would rather never be shown.
Step 03
Recommendations & Dialogue
We bring ideas as they arise with the analysis behind them, and are available whenever you want a view on something. You decide what is acted on.
Step 04
Review & Adjustment
Portfolio and guidelines are reviewed on an agreed cycle, and adjusted as your circumstances or the market environment change.
WHY CAPITAL HERITAGE
Advice From People You Can Actually Reach
No Product Agenda
We manufacture nothing for distribution, so no recommendation is shaped by what we need to place.
Specialist Access
You speak with the analysts covering the asset class, not an intermediary relaying their view.
Research Depth
Dedicated coverage across equities, fixed income, alternatives, and fund selection, published regularly and available to you.
Responsiveness
Short reporting lines mean a view on a specific position in hours, not after a committee cycle.
FAQs
Under advisory, you make every investment decision and we provide the research and recommendations behind it. Under discretionary, you agree a profile and we manage within it without seeking approval per transaction. Clients frequently run both across different portfolios.
Clients with solid market knowledge and the time to engage actively. If you would rather not follow markets closely, a discretionary mandate will serve you better, and we will say so.
A custody account holds assets you manage yourself, without advice. An advisory mandate adds our research and recommendations, and gives access to certain instruments regulation does not permit us to offer on an execution-only basis.
As often as suits you. Some clients want a call whenever we form a view worth acting on; others prefer a scheduled monthly discussion. You can also reach the team whenever you want a view on something.
Yes. Guidelines are agreed at the outset — asset classes, concentration, currencies, exclusions — and can be revised whenever you wish.
Fees are agreed in advance and disclosed in full, including costs embedded in underlying instruments. Any retrocessions received are rebated to you.
Put Our Research to Work on Your Terms
If you would rather direct your own investments but want serious analysis behind the decisions, the first conversation is with the specialists whose views you would be drawing on.